An Independent Agent is able to write insurance policies with multiple insurance companies. We are not tied directly to a single insurer, so we are able to be flexible and compare rates with all the companies we work with.
2
How long before my renewal date should I shop for insurance quotes?
Most companies will have your renewal notice sent out 45 days before your renewal date. That should give you time to call around for quotes. We can save some of that time by quoting you with our many companies in one call.
3
Why am I seeing an increase on my premiums?
There are many factors that go into your insurance premium. Some of those are: age, vehicle/engine type, new address/area, youthful drivers, reported accident(s), ticket(s), or claim(s), change of coverage, and removing bundle policies (i.e. a home and auto bundle). The area you live in will vary in terms of the risk involvement and some areas may see higher insurance premiums than others. This can be due to weather patterns, accident frequency, crime, and the amount of insurance claims made. It is always a good idea to check in with your agent for an insurance review to discuss any increases to possibly find a rate and coverage that better suits your needs.
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